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"Floridians! It's Your Choice to Save on Home Insurance!"

"Windstorm Loss Mitigation" is the process of making your home more resistant to damage from high velocity winds. This can include installing features like impact-resistant windows, storm shutters, and reinforcing garage doors. 

A wind mitigation inspection can save you 3% to 55% on your home insurance premiums, depending on your home and location. This can translate to hundreds or thousands of dollars in savings per year. 

How to get a discount?
To get a discount, you can submit a wind mitigation report to your insurance provider. The insurance company will evaluate the report and calculate any applicable discounts. 
Key steps to prepare:

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  • Gather information about your home's construction:

  • Review your building plans, permits, and any previous inspection reports to understand your home's existing windstorm loss  mitigation features. 

  • Check windows and doors: Verify your windows and doors are impact-resistant, which is the most significant factor for wind mitigation discounts. 

  • Inspect roof attachments: Ensure that your roof is properly secured with hurricane clips or tie-down straps. 

  • Evaluate garage door reinforcement: Check if your garage door is reinforced with hurricane-rated hardware. 

  • Assess exterior openings: Verify that all exterior openings, including vents and soffits, have proper sealing and protection against wind. 

  • Consider storm shutters: If your windows and doors are not impact-resistant, consider installing storm shutters as an alternative. 

  • Document existing features: Take photos of your home's windstorm loss mitigation features to provide to the inspector. 

  • Contact a certified inspector:

  • Schedule a windstorm loss mitigation inspection with a certified professional to assess your home and generate a report.

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